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Indiana building permits, explained

Indiana delegates building-code enforcement to local building commissioners. Indianapolis/Marion County runs its own permitting; suburbs and counties each have offices.

Who issues the permit

Your city or county building department (Indianapolis: state/local combined office)

Can homeowners pull their own permit in IN?

Owner-occupants can commonly pull permits for their own single-family residence work — confirm with your local office; some trades require licensed contractors regardless

Common jobs and their permits

JobPermit status
Water heater replacementPlumbing permit typically required
HVAC replacementMechanical permit typical
Panel/service upgradeElectrical permit + inspection, always
Roof replacementOften required; varies by municipality

What happens without a permit

Unpermitted work surfaces at point-of-sale inspections and can require retroactive permits with penalties

State reference: https://www.in.gov/dhs/fire-and-building-safety/ — but your local building department is always the authority.

Also see the Indiana contractor licensing guide and job cost guides.